Legal

Cookie Policy

This policy explains what cookies are, how this website aims to use as few as possible, and how you can control them.

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What cookies are

A cookie is a small text file that a website can place on your device when you visit. Cookies are widely used to make websites work, to remember your preferences, and to gather information about how a site is used. Similar technologies, such as local storage, pixels and software development kits, can serve comparable purposes, and references to "cookies" in this policy include those technologies where relevant.

Cookies can be "first-party" (set by this website) or "third-party" (set by another organisation, such as an analytics provider). They can also be "session" cookies, which expire when you close your browser, or "persistent" cookies, which remain until they expire or you delete them.

Our low-cookie approach

This is a static, educational website. It is designed to work with as few cookies as possible, and the interactive calculators are intended to run entirely in your browser rather than relying on tracking. Our aim is that you can read the information here without non-essential cookies being set unless you have agreed to them.

How cookies are described here is closely linked to how we handle personal data generally, which is set out in our privacy policy.

Categories of cookie

Where cookies are used, they generally fall into the following categories:

Strictly necessary

Essential for the website to function, for example to keep it secure or to remember a cookie-consent choice. These do not require consent, but we must still tell you about them.

Analytics / performance

Help us understand how visitors use the site, usually in aggregate. These are non-essential and require your consent before they are set.

Functional

Remember choices you make to improve your experience. Where not essential, these require consent.

Advertising / targeting

Used to build a profile and show relevant adverts. This site does not intend to use advertising cookies; if any were introduced, they would require consent.

In the UK, the Privacy and Electronic Communications Regulations (PECR), read alongside UK GDPR, require that non-essential cookies are only set after you have given your consent. Strictly necessary cookies are exempt from the consent requirement, but all cookies must be explained to you.

This means analytics, functional and advertising cookies should not be placed on your device until you have actively agreed to them, and you should be able to withdraw that consent as easily as you gave it.

If this site is truly cookie-free beyond the strictly necessary, a consent banner may not be required. If any non-essential cookie is introduced, a compliant consent mechanism (a banner allowing you to accept or reject non-essential cookies) must be added before it is used.

Cookies we use

This website is built to use as few cookies as possible. At present it does not set any cookies of its own. If that changes, for example if analytics are added in future, this policy and the table below will be updated and, where required, a consent banner will be shown.

NameProviderCategoryPurposeExpiry
This website does not currently set any cookies.

How to control cookies in your browser

You can control and delete cookies through your browser settings, and set your browser to warn you before cookies are stored or to block them. Blocking all cookies may affect how some websites work, though this site is designed to remain usable. The help pages for common browsers explain how:

  • Google Chrome, Microsoft Edge, Mozilla Firefox and Apple Safari each provide cookie controls in their privacy or settings menus.
  • On mobile devices, cookie and tracking controls are usually found in the browser app's settings.

For broader guidance on cookies and online privacy, the ICO publishes information for the public at ico.org.uk.

Changes to this policy

We may update this cookie policy to reflect changes to the site or the law. The date below shows when it was last revised.